IronMargins
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Terms of Service

Last Updated: April 5, 2026

Welcome to IronMargins ("we," "our," or "us"). By accessing or using the IronMargins web application, mobile application, or website (collectively, the "Service"), you ("User," "you," or "your") agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you must not use the Service.

1. DESCRIPTION OF SERVICE AND PRICING DISCLAIMER

IronMargins is a software-as-a-service (SaaS) tool designed to assist contractors, builders, and tradespeople in generating estimates, calculating margins, and creating proposals.

1.1. Default Material Pricing is NOT Guaranteed

The Service may provide pre-loaded, default material prices, labor rates, and equipment costs ("Default Data"). This Default Data represents generalized national averages provided strictly for convenience and estimating baselines. We do not guarantee the accuracy, currency, or local validity of any pricing data.

1.2. User Sole Responsibility for Bids

Material and labor costs fluctuate constantly and vary heavily by region. It is your sole and absolute responsibility to verify all material costs, labor burdens, taxes, and margins prior to submitting a binding proposal to a client. IronMargins is not liable for any underbidding, lost profits, financial losses, or project deficits resulting from your reliance on our Default Data or software calculations.

2. LEGAL COMPLIANCE AND CONTRACTS

2.1. Proposals and PDFs

IronMargins allows you to generate PDF proposals and include custom Terms and Conditions. We are not a law firm. The generated documents do not constitute legal advice, nor do we guarantee that they comply with your local, state, or federal contracting laws, consumer protection laws, or mechanic’s lien requirements. You are responsible for ensuring your contracts are legally binding and compliant in your jurisdiction.

2.2. Tax Calculations

Any tax calculation features provided by the Service are for convenience only. We are not accountants. You are strictly responsible for determining the correct sales, use, and labor tax rates required by your local tax authorities.

2.3. Electronic Signatures

The built-in signature pad feature provided by the Service is designed strictly for in-person, on-the-spot agreements where the identity of the signer is physically verified by the User. It does not provide cryptographic verification, IP tracking, or audit trails. For high-liability or remote contracts, you should export your documents and route them through a dedicated, cryptographically verifiable e-signature platform. IronMargins is not liable for any disputes regarding the validity, repudiation, or enforceability of signatures captured through the Service.

3. DATA STORAGE AND POTENTIAL DATA LOSS

3.1. Local Storage

To provide a fast, offline-capable experience, the Service utilizes your browser’s "Local Storage" to save active calculations and estimates. If you clear your browser cache, use an incognito window, or experience a hardware failure before clicking "Save Bid" to push data to our cloud servers, your data will be permanently lost.

3.2. No Liability for Lost Data

While we strive to keep your saved cloud data secure, we do not guarantee that your data will never be lost, corrupted, or unavailable. IronMargins shall not be liable for the loss of any estimates, client data, or invoices.

4. SUBSCRIPTIONS, BILLING, AND CANCELLATION

4.1. Subscription Fees

Certain features of the Service require a paid subscription ("Pro"). By selecting a paid subscription, you agree to pay the monthly or annual subscription fees indicated. Payments are processed securely via our third-party payment processor (Stripe).

4.2. Auto-Renewal and Cancellation

Subscriptions auto-renew automatically unless canceled before the end of the current billing cycle. You may cancel your subscription at any time through your account settings.

4.3. No Refunds

All charges are non-refundable. We do not provide refunds or credits for partially used billing periods. Upon cancellation, you will retain access to Pro features until the end of your current paid billing cycle.

5. DISCLAIMER OF WARRANTIES

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE MAXIMUM EXTENT PERMITTED BY LAW, IRONMARGINS EXPLICITLY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, BUG-FREE, OR ABSOLUTELY SECURE, NOR DO WE WARRANT THE ACCURACY OF ANY PRICING, MATH, OR ESTIMATING CALCULATIONS PRODUCED BY THE SERVICE.

6. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL IRONMARGINS, ITS FOUNDERS, EMPLOYEES, OR AFFILIATES BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION: LOSS OF PROFITS, LOSS OF CONTRACTS, DATA LOSS, OR BUSINESS INTERRUPTION ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SERVICE.

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE USE OF THE SERVICE EXCEED THE TOTAL AMOUNT YOU PAID TO IRONMARGINS IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM. IF YOU ARE USING A FREE VERSION OF THE SERVICE, OUR TOTAL CUMULATIVE LIABILITY SHALL NOT EXCEED FIFTY US DOLLARS ($50.00).

7. INDEMNIFICATION

You agree to defend, indemnify, and hold harmless IronMargins and its affiliates from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including but not limited to attorney's fees) arising from:

  • (a) Your use of and access to the Service;
  • (b) Any dispute between you and your clients, subcontractors, or employees resulting from proposals, bids, or contracts generated using the Service;
  • (c) Your violation of any term of these Terms.

8. USER CONDUCT AND ACCOUNT TERMINATION

You agree not to use the Service for any unlawful purpose. You may not reverse engineer, scrape, or attempt to extract the source code or database of the Service. We reserve the right to suspend or terminate your account at any time, without notice or liability, for any reason, including a breach of these Terms.

9. GOVERNING LAW

These Terms shall be governed by and construed in accordance with the laws of the State of Iowa, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms will be brought exclusively in the federal or state courts located in Polk County, Iowa, and the parties hereby irrevocably consent to the personal jurisdiction and venue therein.

10. CHANGES TO TERMS

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.

11. CONTACT INFORMATION

If you have any questions about these Terms, please contact us at:
Email: support@ironmargins.com
Address: IronMargins LLC, 1327 Elder Lane, Des Moines, IA 50315

© 2026 IronMargins LLC. All rights reserved.

Support: support@ironmargins.com

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